Credit Manager

MKM is the leading independent builders’ merchant in the UK, and we were established in 1995. Our people are what make us unique in what we do. Today we have more than 143 branches and over 3300 employees nationwide. Whilst we continue to grow, we are constantly striving to always attract, recruit, retain, promote, and support a diverse mix of colleagues that create a sense of belonging to the ‘MKM family’ for everyone. We hope you will join us on our journey!
This is a full time position working 40 hours per week, based in our Hull office.
Duties and responsibilities:
Make confident, accountable decisions regarding credit limits and exposure
Effectively manage risk across a substantial, multi-branch customer base
Apply a consistent approach to risk while demonstrating appropriate commercial flexibility
Lead and supervise large, multi-functional teams, including credit control, administration, and legal functions
Coach and develop team members, instilling a culture of accountability and high performance
Balance the pursuit of sales objectives with diligent risk control, supporting branch growth without compromising credit quality
Operate comfortably in collaboration with senior stakeholders on significant business decisions
Provide support to multi-site or branch networks and influence Branch Directors’ decision-making as necessary
Foster effective stakeholder relationships across a diverse range of personalities
Serve as the final escalation point for credit-related matters arising within branches
Implement strategies to reduce aged debt and oversee collections, particularly with high-risk accounts and legal escalations
Uphold consistency and best practice throughout the credit control function
Communicate with clarity and authority to senior leadership, branches, and customers
Navigate difficult conversations regarding credit limits, refusals, and escalations with professionalism
Present credit performance data in a clear, meaningful, and influential manner
Exhibit decisiveness, resilience under pressure, and sound commercial judgement
Establish credibility as a leader by combining a process-driven mindset with pragmatic, solutions-focused approaches
Experience and Skills:
Working knowledge of Kerridge is advantageous.
Strong knowledge of Excel
The ideal candidate will actively aid in building robust software systems and champion the practical application of AI technologies across our platform
Benefits
A competitive pay package.
Generous discretionary bonus scheme
Substantial staff discounts
Training and development opportunities
Holiday scheme which rewards length of service
Holiday Purchase Scheme
Perkbox discounts
Contributory pension scheme
Financial Planning Support
Cycle to work scheme.
Free parking
Enhanced Maternity
Enhanced Paternity
Employee Assistance Programme
Mental Health Support
Any queries, please call on: 01482 262280
- Department
- Finance + Accounts
- Role
- Credit Manager
- Locations
- Central Support - Finance
- Employment type
- Full-time
- Company
- MKM Building supplies
Central Support - Finance
About MKM Building Supplies
MKM is the UK’s leading builder’s merchant, with branches across England, Scotland & Wales. Founded in 1995, we have branches across the length and breadth of the United Kingdom from Redruth to Elgin, Norwich and Llandudno.
We offer a vast range of building materials, from bulk bags of sand and aggregates to bricks and timber. Plus, we have stunning kitchens, bathrooms and landscaping supplies, all with free local delivery!